There are some exciting changes to mortgage pricing and products, going live on Friday 29th June. Ulster Bank already offer the lowest fixed mortgage rates in Ireland, and these changes build on this with: New market-leading 2 year fixed rate of 2.3%, available up to 90% loan to value to customers not seeking an exception to maximum [...]
Many people plan to make gifts to their children in the future but are concerned about the gift tax liability their children will face. Setting up a qualifying savings policy to avail of Section 73 relief allows you to pay gift tax without it causing another taxable gift. Capital Acquisitions Tax (CAT) If you receive a gift or inheritance, [...]
"October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February." A prophetic pearl of wisdom from Mark Twain who died April 21st 1910… October was the month for crashes – 1929, 1987 and 2008. If you’re like [...]
Start saving now. Today. Set a realistic goal based on your needs. Live on a strict budget. If you don’t have your spending under control, you won’t be able to save what your need. Live below your means. It’s the only way to ensure you have enough money to save. Pay yourself first – before [...]