Mortgages

MORTGAGE RELIEF WILL NOT APPLY TO FIRST TIME BUYERS AFTER DEC 2012

"In an effort to kick – start the property market the Finance Minister Michael Noonan has tried to move first time buyers back onto the property ladder by indicating that he will remove mortgage relief from the end of December 2012 for 1st time buyers. If they buy in 2012 tax relief will be at 25 per cent. The rate will remain the same in 2013 and will then fall to 22.5 per cent for 2014-2016. In 2017 it will drop further to 20 per cent. This means that the maximum relief of €2,000 annually for first time single buyers and €4,000 who are married or in a civil partnership"

At Moneycare we understand that purchasing your home is much more than just a financial transaction. We take the worry out of buying a home, allowing you to concentrate on what is most important – finding the perfect property for you.

Our mortgage features include:

• Up to 90% finance for first time buyers and movers
• Loan terms of up to 35 years
• A competitive range of fixed and variable rates
• A range of flexible mortgage options

Our mortgage consultants will help you through the process; our goal is to be your partner, guiding you along every step of the way. To talk to one of our mortgage consultants today, telephone 047/38600 or complete our online contact form.

First Time Buyers

Buying your first home is one of the most important financial decisions you'll ever make. We have 30 years experience in providing mortgages and giving advice It is with this experience that we will make this important decision hassle free.

Remortgaging

Did you know that switching your mortgage could help you save thousands of euro in interest payments over the term of your mortgage, and can lower your monthly mortgage repayments. Call Moneycare today on 047/38600

Moving Home

As families grow and children become teenagers, many homeowners feel as if their homes have shrunk. Or perhaps you wish to downsize and move to a more suitable location. Maybe you are thinking of trading up? There are many reasons to decide to move on.

People who buy their next house in 2012 will benefit from a 15 per cent rate of mortgage interest. People who wait until 2013 will get no relief.

Unlocking the equity in your home with a Mortgage Top-up

Life has a way of throwing up the unexpected, but Moneycare can help. Talk to us if you are looking to release some of the value you have built up in your home.

Important Information

Debt consolidation warning

This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.