HDFS Ltd t/a Moneycare is regulated by the Central Bank as a Multi-Agency Intermediary under the Investment Intermediaries Act 1995, as amended; as a mortgage intermediary authorised under the Consumer Credit Act, 1995, as amended and as an insurance Intermediary registered under the European Communities (Insurance Mediation) Regulations, 2005. The Central Bank holds registers of regulated firms. You may contact the Central Bank on 01-4104000 or visit their website on www.centralbank.ie to verify our credentials.
Moneycare is subject to the Central Bank’s Consumer Protection Code, Fitness & Probity Standards, and Minimum Competency Code, which offer protection to consumers – these Codes can be found on the Central Bank’s website www.centralbank.ie. Moneycare does not hold a shareholding in any insurer and likewise no insurer has a shareholding in our firm.
Moneycare offers advice on a fair analysis basis in relation to all aspects of mortgage finance and also in relation to Life Assurance products (Term Cover, Serious Illness and Permanent Health Cover) and General Insurance, Pensions, Investments, PRSAs. This means, for these products, we advise on a wide range of providers and products on the market. We also provide advice on a limited analysis basis for Household Insurance through our agencies with Allianz and Aviva General. We also transmit your orders to any of the products producers with which we hold an agency – a list of which is enclosed later in this document.
All fees will be agreed with the client before any advice is given.
Data Protection – Moneycare is a Data Controller as defined in the Data Protection Acts 1988 and 2003. You have the right at any time to request a copy of any ‘personal data’ within the meaning in the Acts that our office holds about you and to have any inaccuracies in that information corrected.
Here at Moneycare we take your privacy seriously and will only use your personal information to provide the products and services you have requested from us.
We use your personal information as outlined in our Data Privacy Statement.